http://www.delbusiness.com Tue, 27 Dec 2011 10:19:03 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 http://www.delbusiness.com/finances/financing-your-business/ http://www.delbusiness.com/finances/financing-your-business/#comments Thu, 24 Nov 2011 10:04:43 +0000 admin http://newline.damojothemes.com/?p=157 There are numerous ways you can finance your business, but the vast majority of small business owners turn to credit cards in order to help them get off the ground. In fact, 44% of small business owners say that they rely on business credit cards as a major source of financing within the previous twelve month. In addition, small business owners also tend to turn to credit cards more than they do for any other type of funding including using their own business earnings. Some of these credit cards will come with an annual fee, but that is often offset by the rewards which you can get and spend on travel or items which you need for your business.

]]> http://www.delbusiness.com/finances/financing-your-business/feed/ 0 http://www.delbusiness.com/finances/alternative-business-financing/ http://www.delbusiness.com/finances/alternative-business-financing/#comments Mon, 21 Nov 2011 11:07:45 +0000 admin http://damojothemes.com/themeforest/newline_wp/?p=20 There are plenty of ways for business owners to finance their companies. One popular method is to get a loan from a bank or other lending institution. Even in this credit crunch, many banks are still lending, but it may take a little more work to secure that loan. One of the best ways to get the money that you need is to visit the bank where you are opening checking and credit card accounts. They will already have your business plan and financial documents and be in a good position to lend you money. You can also turn to any small, community bank in your town. These banks are much more likely right now to lend money that you need than the larger banks. When applying for a loan, be sure to have documentation proving how much money you expect to make and how you see growing your business in the years to come. Also, come prepared with your own financial background as the bank will want to see your personal tax returns and pull a credit report on you and any partners or co-owners of the business. In addition, you may want to run your own credit score before applying for any loans just to make sure that you will not encounter any surprises once you get into the loan officer’s office.

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